Water Heater Financing

0% Intro APR Up To 24 Months

*Financing is provided through Synchrony bank and is subject to credit approval. Terms and conditions apply.  

Multiple Synchrony financing plan are available, please review the financing plans below and choose the one that best fits your needs. If you have questions, call 1-866-946-7842 to speak with a friendly water heater expert. We’re happy to help!  

  • Synchrony Financing can not be used or combined with any other offer, discount, coupon or promotion.
  • Synchrony Financing can not be used as a payment option for billing accounts, service agreements or preferred client accounts.
  • Before applying, please make sure you are within our service areas.

Synchrony Financing Plans

Plan 925 – No Monthly Interest if Paid in Full within 24 Months

On qualifying purchases with your Synchrony Bank Credit Card. $29 Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full. Making the Minimum Monthly Payment will not pay off the purchase within the promotional period.

No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 24 Months, if you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to this promotional purchase, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Plan 922 – No Monthly Interest if Paid in Full Within 12 Months (Deferred Interest)

On qualifying purchases with your Synchrony Bank Credit Card. $29 Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full. Making the Minimum Monthly Payment will not pay off the purchase within the promotional period.

Optional Equal Monthly Payments

  • May be greater than the required fixed monthly payment that will be on your billing statement for the amount to be financed.
  • Equal the Amount Financed divided by the number of months in the promo period.
  • Would pay off the amount to be financed within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time.

PLEASE NOTE: If the amount to be financed is not paid in full within the promo period, interest will be charged to your account from the purchase date.

Fixed Monthly Payments
The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

Plan 920 – No Monthly Interest if Paid in Full Within 6 Months (Deferred Interest)

On purchases with your Synchrony Bank Credit Card. $29 Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full. Making the Minimum Monthly Payment will not pay off the purchase within the promotional period.

Optional Equal Monthly Payments

  • May be greater than the required fixed monthly payment that will be on your billing statement for the amount to be financed.
  • Equal the Amount Financed divided by the number of months in the promo period.
  • Would pay off the amount to be financed within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time.

PLEASE NOTE: If the amount to be financed is not paid in full within the promo period, interest will be charged to your account from the purchase date.

Fixed Monthly Payments
The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

Plan 971 – 7.99% APR Until Paid In Full.

On qualifying purchases with your Synchrony Bank credit card. $29 account activation fee may apply. Fixed monthly payments equal to 2.00% of promo purchase amount until paid in full.

The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period,the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

Plan 980 – 5.99% APR Until Paid In Full. 

On qualifying purchases with your Synchrony Bank credit card. $29 account activation fee may apply. Fixed monthly payments equal to 3.00% of promo purchase amount until paid in full.

The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

Plan 943 – 9.99% APR Until Paid In Full.

On qualifying purchases with your Synchrony Bank credit card. $29 account activation fee may apply. Fixed monthly payments equal to 1.25% of promo purchase amount until paid in full.

The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

Want to know what your monthly payments will be? We are here to help, just ask us about the payment calculator. Once your financing has been approved, we will review the promotions above, walk through the payment calculator and help you select the program that will work best for you. Have more questions, give us a call (510) 881-8848 and ask our water heater experts about our financing program.